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Top-10 Personal Loan

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top 10 personal loan introduction [back to top]

top 10 personal loan

what is a personal loan from top 10? these are loans that loans that are appropriate for acquiring funds to buy large purchases or finance expenses on appliances, furniture, school fees or if you need credit over an extended period.

there are two types of loan. the revolving credit plan and the personal term loan.

a rcp is a loan with monthly payments that are pegged to a specific amount. a unique feature of this product is that you have the option to borrow again up to the original loan amount, once 15% of the loan has been repaid.

with a personal term loan, depending on your income and credit risk, you may borrow an amount ranging from r 5 000 to r 40 000. the minimum installment is pegged at a certain amount. the repayment term is from 3 months to 42 months.

top 10 personal loan benefits [back to top]

benefits of the personal loan

competitive interest rates

quick and hassle free application process

fixed minimum monthly repayments which enable you to budget more effectively

your money will be transferred directly into your transactional account

no early termination fees if you pay off the loan earlier

for loan terms greater than 3months , we provide credit life insurance that will pay off your loan in the event of natural or accidental death, permanent or temporary disability or retrenchment

top 10 personal loan additional info [back to top]

what do you need to qualify?

you need to be a south african citizen

between the age of 18-65

have a consistent monthly income and earning r1000 or more a month, before deductions

have a bank account with a debit order facility

to process your loan application, we will need:

your valid south african identity document;

an original recent payslip not older than 60 days ( for fortnightly and weekly earners, a month worth of payslips);

2 months bank statements for non-sbsa transaction account holders;

proof of your physical address, for example, a utility, cell phone or store account bill, or your current lease or rental agreement.

approved.co.za s personal loans in loans has no affiliation to top 10 or the personal loan product offered by top 10 or it s subsidiaries.

top 10 personal loan review [back to top]

what is a personal loan from top 10? these are loans that loans that are appropriate for acquiring funds to buy large purchases or finance expenses on appliances, furniture, school fees or if you need credit over an extended period.

there are two types of loan. -the revolving credit plan and the personal term loan.

a rcp is a loan with monthly payments that are pegged to a specific amount. a unique feature of this product is that you have the option to borrow again up to the original loan amount, once 15% of the loan has been repaid.

with a personal term loan, depending on your income and credit risk, you may borrow an amount ranging from r 5 000 to r 40 000. the minimum installment is pegged at a certain amount. the repayment term is from 3 months to 42 months.

  • competitive interest rates
  • quick and hassle free application process
  • fixed minimum monthly repayments which enable you to budget more effectively
  • your money will be transferred directly into your transactional account
  • no early termination fees if you pay off the loan earlier
  • for loan terms greater than 3months , we provide credit life insurance that will pay off your loan in the event of natural or accidental death, permanent or temporary disability or retrenchment
  • you can get a loan between r6000 and r120 000 (depending on your affordability and risk profile)
  • once you have repaid 15% of the loan, you may borrow again up to your original loan amount and your repayments will remain unchanged
  • you can apply to increase the limit on your existing rcp when you require additional funds
  • the minimum repayment remains fixed for the life of your loan account which enables you to budget more effectively
  • the interest rate is linked to the prime rate and will be based on your risk profile.
  • when the prime interest rate changes, your minimum repayment amount remains unchanged while the loan period increases or decreases.
  • you can pay extra into your loan whenever you have extra cash. you can withdraw this extra cash once you have met the minimum revolve limit.
  • you have the option of taking out insurance which will give you the peace of mind of knowing that your loan will be settled in full in the event of disability, dread disease, death and retrenchments

what do you need to qualify?

  • you need to be a south african citizen
  • between the age of 18-65
  • formally employed
  • have a consistent monthly income and earning r1000 or more a month, before deductions
  • have a bank account with a debit order facility

to process your loan application, the bank will need:

  • your valid south african identity document;
  • an original recent payslip not older than 60 days ( for fortnightly and weekly earners, a month worth of payslips);
  • 2 months bank statements for non-sbsa transaction account holders;
  • proof of your physical address, for example, a utility, cell phone or store account bill, or your current lease or rental agreement.

call top 10 or go to the nearest branch to find out how you can benefit from the top 10 personal loan today. the bank representatives will be happy to hear from you. don’t wait to act on this now!

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