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Our personal loans provide the help you need*

Unexpected Expenses

From medical bills to auto repairs…when unexpected expenses arise, we make it easy to get the cash you need, when you need it.

Life Events

Life is full of surprises you re not always prepared to handle. Face the financial demands with a loan that fits your budget and your life.

Home Improvement

From insulation to broken appliances, we can help you manage the cost of needed improvements, without mortgaging your home.

Lifestyle

Need a vacation? Go ahead! Treat yourself and your family to the extras life has to offer and with a payment plan you can afford.

Bill/Debt Consolidation

Overwhelmed by bills and credit card debt? Consolidate your bills with the fixed, manageable payment of a

1 st Franklin personal loan.

Personal Loans

Financial needs are constantly changing just like the seasons. That s why we offer personal loans for all reasons and seasons!

Need A Loan

Life is full of surprises—good and bad—that you’re not always financially prepared to handle. At 1 st Franklin Financial, we understand that sometimes you just need a little help. That’s why we provide short-term personal loans in amounts as low as $300 with terms to fit any budget.

Unlike the fluctuating terms of credit cards and the exorbitant rates of payday lenders, 1 st Franklin Financial provides personal loans that have a fixed interest rate throughout the life of the loan. No surprises. We can help even if you have less than perfect credit.

*Approval and actual loan terms depend on your ability to meet our credit criteria (including annual income, debt ratios, and credit report and history) and the availability of collateral. Annual percentage rates vary depending on your credit profile and state restrictions. For example, a customer with a good credit history and minimum gross income requirements may qualify for a loan with an APR of 21.99%. Maximum APR’s vary by state. 1st Franklin Financial Corporation, NMLSR #141654, Georgia Residential Mortgage Licensee #5656, Licensed by the Mississippi Department of Banking and Consumer Finance.

Active duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral.

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Corporate Headquarters 135 E. Tugalo Street


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