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Compare KeyBank credit cards to find the right one for you.
All KeyBank credit cards feature these benefits:
Zero Liability Fraud Protection
24-Hours Lost/Stolen Reporting
Key2More Rewards Credit Card
Earn rewards with every credit card purchase
Key2More Rewards Credit Card features
- No annual fee.
- Special low Introductory APR of 0% for the first 6 billing cycles on purchases and balance transfers (made within 60 days of account opening). After that, the variable APR for Purchases and Balance Transfers will apply, currently 13.99% – 22.99%, based on your creditworthiness. 1
- Earn five (5) KeyBank Relationship Rewards ® points for every $1 in eligible credit card purchases* with no monthly maximum.
- Monthly bonuses – 25% for spending more than $1,000, 50% for spending more than $2,000. No cap on rewards points earned.*
- Earn up to 50,000 rewards points after 5 purchase transactions in the first 60 days of opening.*
Credit Card”> Apply Now Credit Card Rates & Fees”> Rates Fees † Credit Card”> Terms and conditions
Exclusive Key2More Rewards Credit Card Benefits
Shop with confidence
Lengthen lifetime warranties – the original manufacturer’s warranty lasts longer on most items you buy.
Protect your credit
Identity Theft Resolution Services
Travel and Entertainment assistance
Any time, any day, a concierge is available to make dinner reservations, purchase tickets to events, locate hard-to-find items, buy and deliver gifts – call 1-800-336-6420 for details.
Mastercard Travel Services ™
Open a new Key2More Rewards ® Credit Card account to get started.
Enroll in KeyBank Relationship Rewards ® and start earning points.
1. The 0% introductory APR does not apply to cash advances and is valid for the first 6 billing cycles on purchases and balance transfers. Thereafter, the APR may vary. Currently the undiscounted variable APR for Purchases and Balance Transfers is 13.99%–22.99% (depending on your credit worthiness). Balance transfers must be made within 60 days of account opening for introductory APR to apply. The variable APR for Cash Advances is 24.99%. Cash Advance fee: 4%, $10 minimum. Convenience Check fee: 4%, $10 minimum, Cash Equivalent fee: 4%, $10 minimum. Balance Transfer fee: 4%, $10 minimum. Overdraft Protection Transfer Fee: $10. There is a $.50 minimum finance charge where interest is due. Foreign Transaction fee: 3% of each foreign purchase transaction in U.S. Dollars.
* Eligible purchases do not include cash advances of any type, balance transfers, convenience check transactions, overdraft protection transfers, or credits. See the KeyBank Rewards Program Terms and Conditions for full details. Monthly bonus points are awarded per credit card account based on the aggregated amount spent per month by all signers linked to the credit card account. Points for $2,000 or more are awarded as an additional 25% bonus to add up to the 50% bonus. Bonuses are based on the total eligible purchase transaction points earned in a calendar month. To qualify for Reward Points for opening a credit card, you must make at least 5 eligible purchases within 60 days of account opening and have a KeyBank checking account open and in good standing. You do not need to enroll your checking account in the Relationship Rewards program to earn these Reward Points. If you choose to enroll your KeyBank checking account in Relationship Rewards, there may be an annual fee based on the type of checking account that is enrolled. See the KeyBank Rewards Program Terms and Conditions for full details. The KeyBank Rewards Program Terms and Conditions and Points Guide are subject to change and may be found at key.com/rewards.
This page contains Mastercard benefits available for new credit card clients. If you already have a KeyBank credit card, your Mastercard benefits may be different from those listed above. Please refer to documents you received when you opened your account or call 1-800-MC-ASSIST for more information.
The creditor and issuer of this credit card is KeyBank N.A., pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated.
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