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Bank of America Loans

Bank of America is a global presence. They were the financial group that funded Walt Disney s building of Disneyland, they have funded many of the most successful movies, and they are behind one out of every five small businesses in the nation. Needless to say, Bank of America knows what they are doing involving personal banking, commercial banking, wealth management, investing, and mortgage products and services. Bank of America s Mortgage division has a revolutionary website that allows potential customers to obtain rate quotes and pre-qualify for loans. They also employ a team of qualified mortgage experts that will assist you in finding the mortgage option that is right for your individual needs. Bank of America boasts:

  • Fixed and Adjusted Rate Mortgages
  • Combination Loans
  • 15-year Mortgages
  • First-time Homeowner Programs
  • Refinancing Programs
  • Second Mortgages
  • Home Equity Loans and Lines of Credit

Bank of America Bad Credit Mortgage Options

If your credit isn t perfect, you are not alone. Millions of Americans have been faced with troublesome times in which they were forced to fall behind. Fortunately, it is much easier to get ahead than many people think. Begin to pay your bills on time each month, and pay more than the minimum on credit cards each month. These two simple steps will quickly increase your chances at being granted credit. When you are ready to apply for a new home loan, lenders will look favorably upon consistent improvement each month. Many lenders, like Bank of America, have programs available that will approve and assist customers with credit problems. They have flexible refinancing and home equity packages available that will help you pay off high interest bills while giving you the opportunity to begin making payments responsibly each month. Bank of America also has programs for people who need help with their down payments and first-time homeowners.

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