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I am so happy with the level of service I received from Loan 4 Debt. I was calls within 5 min of completing my application online. The Lady that helped me was very friendly and helpful. Great service thank you.
Christa le Roux
I just needed a small loan. It was so easy to apply and I received my money in my bank account just after I talked to the person on the phone. I will use loan 4 debt again when I need a loan for something.
Frequently asked questions
We’re here to ease your short term, urgent cash flow needs. So, if you’re short of cash due to an unexpected bill, emergency or opportunity you can’t miss, we could help. We know life doesn’t always go to plan, so we’ve made our service as flexible as possible.
Our loans are intended for occasional use only You shouldn’t use our service to manage existing debt or if you’re already feeling the strain financially Our loans must be repaid within weeks Our service isn’t designed for long term borrowing and isn’t always the cheapest option
You’ll be charged a R200 missed payment fee. We may report this to credit reference agencies. This may affect your credit rating and your ability to get credit from us or other lenders in the future. It may also make getting credit more expensive in the future.
If your application is approved, you’ll need to keep a serious promise. We want our relationship to be a happy and trusting one, so we lay out the facts as clearly as possible. Only you can decide whether to apply or not. So if you’re not sure you can afford a loan, or comfortably repay on your chosen date, please get advice before making a decision.
We take individual care to each application and the process in most cases takes around 24 hours to receive an update whether your application is successful. After successful application you will receive a notice and once all the necessary information is provided your loan amount will be deposited within 15min to your account.
In some cases where more investigation is required to approve your application, things like a low credit score or frequent loan applications can affect the processing time. We try to give you the best opportunity and this can require additional time beyond the standard 24 hours.
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